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Credit Reporting and Credit-Related Personal Information Policy.

1. Purpose

2. Scope

3. Definitions

4. The type of Credit Information we will collect and hold

5. How we will collect, use and disclose your Credit Information

6. How we will hold the Credit Information we collect, use and disclose

7. The purpose for which we collect, hold, use and disclose your Credit Information

8. How can you access your Credit Information

9. Correction

10. Record keeping

11. Complaints

12. Disclosure to overseas recipients